Pre-Qualify Early for a Home Loan If You Are in the Market to Buy

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by: Amber P., Mortgage Loan Originator
Our current lending environment offers historically low interest rates in conjunction with an extremely hot real estate market. In a setting where multiple offers are being received on any property priced from $150K – $450, it is important to ensure that your offer is taken seriously. To do so, get…

Avoid These Financing Mistakes That Kill Business Valuations

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by: Mark A., SBA Division Director
Having a well-financed business that doesn’t rely on bad sources of debt goes a long way to making a company attractive to buyers and ensuring that it fetches an attractive valuation. But, the choices that produce a good balance sheet don’t happen overnight; it takes years of preparation to ensure…

Real Estate Strategies for Small Business Owners as Rates Rise

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by: Mark A., SBA Division Director
For even small real estate purchases, you need a financing strategy. In a rising interest rate environment, the cost of capital is edging higher for all small businesses, but especially those who need to purchase property. As a result, U.S. entrepreneurs are returning to banks in large numbers seeking to finance…

Searching for Your First Apartment

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by: Holly W., Digital Marketing Specialist
Finding your first apartment can be one of the most exciting times in your life while also being one of the most overwhelming. Renting your first apartment is not only emotionally demanding, but financially challenging as well. Between finding an appropriate rental price, searching for the right neighborhood, and understanding…

How Small Businesses Can Control Costs in the Early Stages

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by: NerdWallet
Owning a small business is an all-out battle to find the right balance between generating revenue and limiting costs. That’s especially true in a business’s first year, when finding a sustainable customer base requires investment. We asked Rita Cheng, a financial advisor who works with small businesses, about ways entrepreneurs can…