Bank Midwest

Mortgage, Home Equity, and Auto Loan Rates

Conventional Rate $0.00 - $417,000

10 Year Fixed Rate

Rate APR Points
3.125% 3.302% 0.000%

10 Year Fixed Rate - NO COST

Rate APR Points
3.750% 3.749% 0.000%

15 Year Fixed Rate

Rate APR Points
3.125% 3.247% 0.000%

15 Year Fixed Rate - NO COST

Rate APR Points
3.750% 3.750% 0.000%

Jumbo Rates $417,001 - $800,000

Jumbo 15 Yr Fixed

Rate APR Points
3.125% 3.152% 0.000%

Jumbo 5/1 Adjustable Rate

Rate APR Points
3.000% 3.015% 0.000%

Jumbo 7/1 Adjustable Rate

Rate APR Points
3.250% 3.130% 0.000%

Jumbo 10/1 Adjustable Rate

Rate APR Points
3.625% 3.398% 0.000%

Please click on rates above for further disclosures.

If you close your loan under a “No Closing Cost” Loan Program, there will be no charge for the following customary closing costs for a mortgage loan, appraisal, credit report, reconveyance tracking, lender’s title insurance, courier expense, points, tax service, loan origination, loan documentation, escrow, notary, flood certification and monitoring, recording of NBH Bank, N.A. documents or wire fee processed by NBH Bank, N.A. Closing costs DO NOT include any advances that may be required at closing such as: interest that may be due, opening deposit for an escrow account, owner’s title policy, mortgage, hazard, flood, or earthquake insurance premiums; property or transfer taxes, impounds, structural pest control, roof or other inspections. Fees that are typically the expense of the seller are not included. Review your sales contract to verify if you are responsible for any items that are not listed above.

Home Equity Loans1

Line Of Credit: 1-Year Fixed Rate


Rates starting at 2.99%2 APR fixed for 12 Months
Then currently 4.00% APR based on index and margin, variable thereafter

Line Of Credit: 2-Year Fixed Rate


Rates starting at 3.49%3 APR fixed for 24 Months
Then currently 4.00% APR based on index and margin, variable thereafter

Line Of Credit: 3-Year Fixed Rate


Rates starting at 3.99%4 APR fixed for 36 Months
Then currently 4.00% APR based on index and margin, variable thereafter

Auto Loans5

Auto Loans (Purchase/Refinance)


Rates starting at 2.49%5 APR
For Bank Midwest Deposit Rates, click here.
1 — Discounted rates shown for Home Equity Lines of Credit, Home Equity Term Loans, and Auto Loans are based on client maintaining Premium Relationship Checking with the bank. The Annual Percentage Rate (APR) will increase if you receive a “discounted” rate for having your payments automatically debited from a NBH Bank, N.A. deposit account and either you or NBH Bank, N.A. cancels automatic payment of the account; or if you receive a “discounted” rate for having a qualifying relationship or relationship account with NBH Bank, N.A. (or one of its affiliates) and either you or NBH Bank, N.A. (or its affiliate) terminates the relationship or account. Contact the banking center nearest you for complete details.

2 — Starting at 2.99% APR for First Year. Starting at Prime plus .75% variable thereafter. Currently 4.00% APR. "Prime" is the National Prime Rate (Prime), as published in the Wall Street Journal. This rate is variable and may fluctuate with Prime. Maximum APR under variable rate plan is 17.60%. Combined loan-to-value (LTV) ratio (including prior mortgages or liens) of 85% or less. Property insurance required. Rates are subject to credit approval. Rates may change at any time.

3 — Starting at 3.49% APR for First Two Years. Starting at Prime plus .75% variable thereafter. Currently 4.00% APR. "Prime" is the National Prime Rate (Prime), as published in the Wall Street Journal. This rate is variable and may fluctuate with Prime. Maximum APR under variable rate plan is 17.60%. Combined loan-to-value (LTV) ratio (including prior mortgages or liens) of 85% or less. Property insurance required. Rates are subject to credit approval. Rates may change at any time.

4 — Starting at 3.99% APR for First Three Years. Starting at Prime plus .75% variable thereafter. Currently 4.00% APR. "Prime" is the National Prime Rate (Prime), as published in the Wall Street Journal. This rate is variable and may fluctuate with Prime. Maximum APR under variable rate plan is 17.60%. Combined loan-to-value (LTV) ratio (including prior mortgages or liens) of 85% or less. Property insurance required. Rates are subject to credit approval. Rates may change at any time.

5 — Assumes a 36 month fixed-rate term on a $10,000 loan for a vehicle 2008 model year or newer. Automatic payments from a Bank Midwest Checking Account required. Subject to credit verification. Rates are subject to credit approval. Rates may change at any time. Rates for smaller loan amounts, or longer terms may be higher. Loan payment and APR can vary based on the loan amount, the term, and any fees. Rates not available for refinance transactions on loans currently held by Bank Midwest.

All loans subject to approval.
Annual Percentage Rates accurate as of 07/31/2015.

Bank Midwest is a division of NBH Bank, N.A., Member FDIC. NBH Bank, N.A. operates under multiple trade names in multiple states. Divisions of NBH Bank, N.A. are not separately FDIC-insured banks. The FDIC coverage extended to deposit clients is that of one insured bank. © 2015 NBH Bank, N.A., All rights reserved.

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