Conventional Rate $0.00 - $417,000 10 Year Fixed Rate Rate APR Points 3.250% 3.324% 0.000% 15 Year Fixed Rate Rate APR Points 3.250% 3.302% 0.000% 30 Year Fixed Rate Rate APR Points 3.875% 3.946% 0.500% Apply Now Government Rate $0.00 - $417,000 FHA 30 Year Fixed Rate Rate APR Points 3.875% 4.914% 0.250% Apply Now Jumbo Rates $417,001 - $800,000 Jumbo 15 Yr Fixed Rate APR Points 3.750% 3.777% 0.000% Jumbo 5/1 Adjustable Rate Rate APR Points 3.875% 3.589% 0.250% Jumbo 7/1 Adjustable Rate Rate APR Points 3.750% 3.587% 0.250% Jumbo 10/1 Adjustable Rate Rate APR Points 4.000% 3.798% 0.250% Apply Now Please click on rates above for further disclosures. If you close your loan under a “No Closing Cost” Loan Program, there will be no charge for the following customary closing costs for a mortgage loan, appraisal, credit report, reconveyance tracking, lender’s title insurance, courier expense, points, tax service, loan origination, loan documentation, escrow, notary, flood certification and monitoring, recording of NBH Bank documents or wire fee processed by NBH Bank. Closing costs DO NOT include any advances that may be required at closing such as: interest that may be due, opening deposit for an escrow account, owner’s title policy, mortgage, hazard, flood, or earthquake insurance premiums; property or transfer taxes, impounds, structural pest control, roof or other inspections. Fees that are typically the expense of the seller are not included. Review your sales contract to verify if you are responsible for any items that are not listed above. Home Equity Loans1 Home Equity Line Of Credit Rates as low as 3.49%2 introductory variable APR for 12 monthsThen rates as low as 5.00%3 variable APR Apply Now Auto Loans4 Auto Loans (New) Rates starting at 3.24%4 APR Auto Loans (Used/Refinance) Rates starting at 3.49%4 APR Apply Now For Bank Midwest Deposit Rates, click here. 1 — Discounted rates shown for Home Equity Lines of Credit and Home Equity Term Loans are based on client maintaining Premium Relationship Checking with the bank. The Annual Percentage Rate (APR) will increase if you receive a “discounted” rate for having your payments automatically debited from a NBH Bank deposit account and either you or NBH Bank cancels automatic payment of the account; or if you receive a “discounted” rate for having a qualifying relationship or relationship account with NBH Bank (or one of its affiliates) and either you or NBH Bank (or its affiliate) terminates the relationship or account. Contact the banking center nearest you for complete details. 2 — The Variable Intro Rate is calculated by subtracting 0.76% from the then-current Prime Rate on a line of credit, which is currently 4.25%; this currently results in the Annual Percentage Rate (APR) stated above, but can change periodically based on Prime Rate. No other discounts are available during the Variable-Rate Introductory Period. Rates are for illustrative purposes only, are subject to change based on market conditions and assume an applicant with excellent credit. Special Introductory variable APR assumes 0.25% interest rate discount for setting up automatic monthly payment deductions from your NBH Bank deposit account and enrollment in our Premium Checking relationship package to receive a 0.50% interest rate discount. Minimum line amount is $10,000, maximum is $250,000. The maximum APR is 17.600%. The minimum APR is 3.000%. 3 — The Variable Rate is calculated by adding 0.75% to the then-current Prime Rate on a line of credit, which is currently 4.25%; this currently results in the APR stated above, but can change periodically based on Prime Rate. APR assumes 0.50% interest rate discount for setting up automatic monthly payment deductions from your NBH Bank deposit account. Property insurance required. Property insurance required. Rates are subject to credit approval. Rates may change at any time. 4 — Discounted rates shown for Auto Loans are based on client maintaining Premium Relationship Checking with the bank. Assumes a 36 month fixed-rate term on a $10,000 loan for a vehicle 2010 model year or newer. Automatic payments from a Bank Midwest Checking Account required. Subject to credit verification. Rates are subject to credit approval. Rates may change at any time. Rates for smaller loan amounts, or longer terms may be higher. Loan payment and APR can vary based on the loan amount, the term, and any fees. Rates not available for refinance transactions on loans currently held by Bank Midwest. All loans subject to approval. Annual Percentage Rates accurate as of 06/23/2017.