Bank Midwest

Premium Checking Account

You’ve worked hard for your money. Now let your money work even harder for you. Our Premium Checking is perfect for those who are not only looking for a secure, reliable place to keep their money, but who also want to enjoy loan discounts, CD rate bumps and other features that help your money grow—all just for banking with us!

Premium Checking lets you enjoy:

  • Unlimited refunds on out-of-network ATM transactions1
  • Five NSFs or overdraft fees waived per calendar year
  • Loan discounts
  • Rate increase of 0.15% on CD accounts2
  • Two additional Premium Checking accounts to help manage your household finances
  • Unlimited cashiers’ checks and gift cards3
  • Free box of specialty checks4

Plus, we offer our clients services that make banking with us easier and more convenient.

Features include:

  • VISA® Debit Card
  • Environmentally-friendly eStatements
  • Online Banking
  • Mobile Banking

When you sign up for Online Banking you can enjoy the following features:

MOBILE
DEPOSIT5

ALERTS6

COMMON
SENSE PAY7

BILL PAY

PERSONAL
FINANCE

Mobile Deposit Alerts Common Sense Pay Bill Pay Personal Finance
  • Deposit checks through our mobile app
  • Saves you time with fewer trips to the bank
  • Custom alerts
    allow you to
    keep tabs on
    your accounts,
    bill payments
    and debit card
    activity
  • Send money
    directly to friends and family
  • Delivery methods
    include a simple
    text, email or PayPal
  • Send payments to anyone, anytime
  • Make one-time or recurring payments
  • Access all of your accounts in one place
  • Track your budget, spending categories and net worth

Details

PREMIUM CHECKING

Minimum to Open: $100
Monthly Service Charge: $25
How Do I Avoid or Reduce the Monthly Service Charge?8 Maintain $25,000 in qualified combined deposits
or
Combined deposits and loans of $50,0009

You can also enjoy the following loan solution:

  • Enjoy rate discount of 0.50% and no origination fee on these consumer loans10
    • Auto loan
    • Home equity lines of credit under $250,000
    • Home equity loan
    • Recreational vehicle loan (boat, motorcycle, RV)

In addition to our checking solutions, as a Premium Checking client, you also can take advantage of the following savings solution:

1There is no cap per month.
2Regular CD terms only. Promotions and specials are not eligible.
3Standard fees apply. Please refer to Account Terms and Conditions for applicable charges.
4Checks can be ordered as needed. Only one box of specialty checks per order can be ordered at no charge. Receive 40 percent off all other styles. Standard fees apply for additional boxes.
5Must have an eligible personal checking or savings account.
6Your mobile carrier's message and data rates apply for mobile banking and/or Alerts received through your mobile device. You must sign up for Online Banking.
7Transfer fees may apply.
8Average daily balance calculated by taking daily balance of account and dividing it by the number of days in a month. To avoid monthly service charge, you must maintain the combined deposit balance disclosed. The minimum balance requirements to avoid fees for other qualifying accounts are determined on a stand-alone basis as indicated above.
9Qualifying balances are determined by adding the current balance of all eligible accounts three business days before the end of the statement period. The owner of the account must request the linking of accounts. Talk to your banker for additional information on how to link accounts. We do not automatically link your accounts. Qualifying deposits include linked personal or small business checking, savings, money market and certificate of deposit accounts including IRAs. Qualifying loans include outstanding balances on linked personal or small business Home Equity, Auto, Line of Credit or First Mortgage serviced by NBH Bank in a statement period. Except for mortgages sold on the secondary market.
10Consumer loan rate discounts assumes automatic payment from your checking account. Mortgages and existing loans are not eligible to receive consumer loan discounts. Loans are subject to credit approval. Insurance must be carried on property securing home equity loans. Home Equity Lines of Credit discount for loans under $250,000 applies to the introductory fixed rate period only. Home Equity Lines of Credit only available in Kansas, Missouri and Colorado. Promotions and specials are not eligible.
11Variable rate account, interest rates are determined at the bank's discretion and subject to change at any time.

Bank Midwest is a division of NBH Bank, Member FDIC. NBH Bank operates under multiple trade names in multiple states. Divisions of NBH Bank are not separately FDIC-insured banks. The FDIC coverage extended to deposit clients is that of one insured bank. © 2017 NBH Bank. All rights reserved.

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