At Bank Midwest, banking is simple, worry-free, and reliable. Our banking solutions are specifically created to meet your unique wants and needs. Being a student is already tough enough, your bank should be an easy choice.

Our Personal Checking and Smart Savings accounts are great solutions for those who want a basic checking and savings account to help manage their money.

The Student Relationship features include:

  • VISA Debit Card
  • Online Banking
  • Mobile Banking
  • Environment-friendly Online Document
When you sign up for online banking enjoy:
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Mobile Deposit1

Deposit checks through our mobile app, which means fewer trips to the bank.

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easyaccess

Bill Pay

Send payments to anyone, anytime either one-time or recurring.

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Personal Finance

Access all of your accounts in one place to help you track your spending.

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Minimum to Open

Digital First Checking

$100 ($25 if under 25 years of age)

Smarter Savings2,3

$25

Monthly Service Charge

Digital First Checking

$5

Smarter Savings2,3

$3

How to avoid/reduce Monthly Service Charge

Digital First Checking

Have a direct deposit into the account of $500 or more
AND
Post 10 or more debit card point of sale transactions in a statement cycle
AND
Enroll in Online Banking
OR
Be under 25 years of age
OR
Be 65 years of age or older

Smarter Savings2,3

Maintain a minimum daily balance of $300
OR
Maintain an average daily balance of $600
OR
Make deposits and transfers totaling $25 each month
OR
Be under 25 years of age


1Must have an eligible personal checking or savings account. 2Federal law requires that you can make no more than six (6) pre-authorized debits or checks per calendar month from your savings or money market account. Please refer to the Electronic Funds Transfer Agreement and Disclosure for a definition of pre-authorized debits. 3A transaction fee will not be imposed for the first three (3) debits each month. Additional debits are $1.00 each and the fee will be added to the monthly service charge calculation displayed on your periodic statement.