Reach your financial goals and create a safety net with a savings account from Bank Midwest. With as little as $25 to open, you can be on your way to establishing positive savings habits and handling life’s unexpected expenses.

Plus, our accounts are FDIC insured, so it’s the safest and best option for your hard-earned money. Choose one of our solutions based on your goals and needs, then head into a banking center to open


Smarter Savings

This tiered interest rate account is the perfect account to help you build up your savings, especially if you’re just starting out. Open an account with $25 and there’s no monthly service charge fee, as long as you do at least one of the following: make deposits and transfers totaling $25 each month, maintain either a minimum daily balance of $300, or maintain an average daily balance of $600. The service charge is waived for everyone under 25 years of age.

Open Today


Premium Savings

Our premium savings account helps you make money while you save. This account offers a highly competitive interest rate on your money. A minimum balance of $10,000 is required to open this account and must be maintained at all times to avoid a monthly service charge.

Open Today


Select Money Market

Enjoy interest-earning capabilities with the ability to write checks, use your debit card and utilize online or mobile bill pay. Open an account with $20,000 and avoid the monthly service charge by maintaining a minimum daily balance of $5,000, or maintain an average daily balance of $10,000.

Learn More


Health Savings Accounts

If you have a high-deductible health plan (HDHP), a health savings account (HSA) is a useful way to save for medical expenses and reduce your taxable income. Saving through an HSA is an efficient way to establish peace of mind for your medical future and provides a convenient way to pay qualified medical expenses through a Visa debit card or check. Contact your local banking center to learn more. Learn more about Health Savings accounts.


Education Savings Accounts

We’re proud to offer the Coverdell Savings account to help you save and pay for qualified elementary, secondary, or post-secondary education expenses. Learn more about our Coverdell Savings accounts.



Certificates of Deposit

With a minimum balance of $500 and terms as short as 91 days, CDs offer stability and compound interest either yearly or upon maturity. Interest can also be paid electronically to another bank account monthly, quarterly, semi-annually, annually or at maturity. Contact your local banking center to apply today.

Open a 9 Month CD Now Open a 15 Month CD Now Open a 27 Month CD Now

Open a 42 Month Now

1Variable rate account, interest rates are determined at the bank’s discretion and subject to change at any time. Please refer to your Truth In Savings Disclosures for more information on how interest is calculated, which can be printed upon request.