Executive Leadership Team

Mr. Laney is Chairman and Chief Executive Officer for National Bank Holdings Corporation (NYSE: NBHC), a bank holding company building a leading community bank franchise by delivering high quality client service and a strong commitment to stakeholder returns. Mr. Laney currently holds the same positions at NBH Bank. In addition, Mr. Laney is the founder of 2UniFi, an innovative platform that helps small and medium sized businesses succeed by leveraging technology through an integrated digital financial ecosystem.

Prior to joining National Bank Holdings Corporation in 2010, Mr. Laney served as the Senior Executive Vice President and Head of Business Services at Regions Financial, one of the nation’s largest full-service banks. He joined Regions Financial in late 2007 to lead the transformation of the bank’s wholesale lines of business. Prior to that, Mr. Laney had a 24-year tenure with Bank of America, where he held senior management roles in small business, commercial banking, private banking, corporate marketing and change management. He also served as President of Bank of America, Florida, with more than 800 banking centers and $50 billion in total assets. Additionally, he was a member of Bank of America’s Management Operating Committee.

Mr. Laney is active in the community. He is founder of the NBH Bank Do More Charity Challenge, which has raised more than $1.5 million for charity in its six years of existence. He has served on the Boards of the Colorado State Division of Banking and the Colorado Bankers Association and currently serves on the Advisory Board of the Moffitt Cancer Center and Chairs the Foundation Board for USA Weightlifting.

Mr. Birkans has served as the Company’s President since September 2024. Mr. Birkans served as the Company's Chief Financial Officer from August 2018 to September 2024 and has served as the Company’s Treasurer from 2011 through February 2021. He has also served as a member of NBH Bank’s board of directors since August 2018. As of January 2021, Mr. Birkans is a board member of the USDF Consortium, of which NBHC is a founding member.

Prior to joining the Company in 2011, Mr. Birkans was a Vice President, Assistant Treasurer of M&I Bank for five years, where he was responsible for capital management, investments, corporate liquidity and risk management related to the bank’s financial activities. In addition, Mr. Birkans worked at Citigroup as a Senior Vice President, Corporate and Investment Bank Treasury.

Mr. Birkans holds a Master of Business Administration from Southern Methodist University, where he also received his Bachelor’s degree in economics and finance.

Mr. Newfield has served as the Company’s Chief Risk Management Officer since 2011 and currently holds the same position at NBH Bank. He has also served as a member of NBH Bank’s board of directors since 2016.

Mr. Newfield is the former Head of Business Services Credit at Regions Bank. He joined Regions in 2008 after a 23-year career at Bank of America. Mr. Newfield held various senior positions at Bank of America, including roles in risk management, credit, commercial banking, global bank debt and corporate marketing. He brings significant experience in development and implementation of business models and integration of businesses during mergers.

In addition, Mr. Newfield has led credit process reengineering initiatives, including risk and credit policy design, and other corporate governance initiatives.

Ms. Petrucci has served as the Company’s Chief Administrative Officer & General Counsel since July 2020, and currently oversees our legal, compliance, BSA/AML, marketing, and human resources functions. She is also a member of NBH Bank’s board of directors and currently serves as the Chief Administrative Officer & General Counsel of NBH Bank.

She joined the Company in 2015 as Associate General Counsel and has served as the General Counsel of NBH Bank since 2017. Ms. Petrucci brings significant experience in banking, corporate transactional, securities and corporate governance matters over the span of her 20-plus-year career. Prior to joining the Company, Ms. Petrucci was in-house counsel at Accenture, overseeing corporate governance and securities matters. Prior to that, she was an associate at the law firm of Chapman and Cutler LLP in Chicago, IL. Before attending law school, Ms. Petrucci was a commercial banker at First Chicago Bank (now JP Morgan Chase).

Ms. Petrucci currently serves as a board member of the Young Americans Education Foundation and Young Americans Bank. She is also a member of the Colorado Bankers Association Government Affairs Committee.

Ms. Van Denabeele has served as the Company's Chief Financial Officer since September 2024 and currently holds the same position at NBH Bank and Bank of Jackson Hole Trust. She is also a member of NBH Bank's board of directors and Bank of Jackson Hole Trust's board of directors. Ms. Van Denabeele served as the Company’s Chief Accounting Officer from 2018 to September 2024 and concurrently served as President of Bank Midwest, a division of NBH Bank, from September 2020 to June 2024. Prior to joining the Company, Ms. Van Denabeele was Controller at the law firm of Polsinelli and Senior Vice President, Assistant Controller at UMB Financial Corporation. In addition, Ms. Van Denabeele worked in the audit practice of Deloitte for six years, most recently as Audit Manager. Ms. Van Denabeele holds a Master of Accounting and Information Systems Degree and Bachelor of Accounting and Business Administration Degree, both from the University of Kansas. She is also a certified public accountant.

Ms. Kramer has served as the Company’s Chief Digital Officer since 2021 and prior to that, she was Managing Director of Treasury Management and Client Services & Solutions since 2019. Ms. Kramer has over 20 years of banking experience. Prior to joining NBH Bank, Ms. Kramer held various roles within regional and national banks throughout the Midwest where she was responsible for the development, implementation, and support for treasury management.

Ms. Kramer earned her Bachelor’s degree in Finance and Marketing from the University of Nebraska. She also is a Certified Treasury Professional (CTP) and holds her Series 7 license. Ms. Kramer is a 2021 Centurion with the Greater Kansas City Chamber of Commerce, a Kansas City Business Journal ‘Women Who Mean Business’ alum and serves on the board of Community Linc.

Mr. Randall has served as NBH Bank’s Executive Vice President and Head of Commercial and Specialty Banking since 2015 and, prior to that, he was Senior Managing Director, Specialty Banking since 2013.

He has also served as a member of NBH Bank’s board of directors since 2017. Mr. Randall has over 29 years of leadership experience building a successful commercial banking and specialty finance business, providing debt and equity capital to lower middle market business across the U.S. Prior to joining NBH Bank, Mr. Randall was the director and founder of CoBiz Structured Finance, based in Denver, Colorado, since 2011.

Previously, he was an executive of the Marquette Financial Companies as Senior Managing Director, COO and board member of MFC Capital Funding, a Chicago, Illinois-based national specialty finance and investing business that was started in 2005. Mr. Randall is a Trustee of the University of Colorado Foundation, supporting all campuses of the University of Colorado System.

Mr. Zahl has served as NBH Bank’s Executive Vice President, Personal, Private and Residential Banking since June 2021, and has served as the President of Community Banks of Colorado since 2021.

Since joining the Company in 2018, Mr. Zahl has served in various capacities including, as Executive Vice President, Head of Residential Banking as well as the Executive Vice President, Head of Premier, Private and Residential Banking. He has also served as a member of NBH Bank’s board of directors since the merger of Peoples Inc. on January 1, 2018. Prior to the merger, Mr. Zahl served as President and CEO of Peoples National Bank. Mr. Zahl began his banking career at FirstBank in Colorado Springs, Colorado. After a decade at FirstBank, he moved to Peoples National Bank in 2007 to take over Retail and Lending Management and was promoted to President and CEO of Peoples National Bank in 2012.

Mr. Zahl currently serves on the Property Committee of Partners in Housing and is the Chair of the FCA Southern Colorado Region Advisory Board. He previously served as Chairman of the Board of the Colorado Bankers Association. Mr. Zahl has held several board, advisory, and volunteer roles with many other community organizations including Partners in Housing, Junior Achievement, United Way, Rotary International, and Habitat for Humanity. Mr. Zahl attended the University of Nebraska, where he was a member of two national championship football teams and graduated with honors with a Business Administration degree. He is also a graduate of the Graduate School of Banking, Madison, Wisconsin.

Charlie has served as NBH Bank's Market Manager for Commercial Banking since 2019 and was Managing Director of Treasury since December 2010, and prior to that, he was the Manager of Treasury Management Sales from April 2004 to December 2010. Leading our commercial banking team, Charlie brings over 20 years of experience in the treasury and commercial banking arena. Charlie’s team specializes in building relationships with clients and learning the ins and outs of their business to help provide them with the pathway to reach their goals.

Prior to joining the Bank in 2004, Charlie started his career as Manager of Treasury Management Support at UMB Bank. Charlie holds a Bachelor’s degree in Accounting and Finance from Baker University and holds the Certified Treasury Professional (CTP) designation. Mr. Koch was honored in Ingram’s “40 under Forty” and is a graduate of the Kansas City Tomorrow program.