At Bank Midwest, we are dedicated to working with you to learn the ins and outs of your business, understand your goals and objectives and create customized treasury solutions to meet your unique needs.


Bank Midwest Advantage

Our process is simple. We start with a cost benefit analysis to examine alternative solutions and services based on your business’ needs. Then we formulate a plan to truly optimize your cash flow. We’ll provide hands-on support throughout the implementation of all products and services with your treasury solutions specialist who is dedicated to providing support throughout the relationship.

Whether you need collection or payment systems, effective expense management or help preventing fraud, we are committed to providing your business with the services to help you run your business more efficiently-all with superior client service and reports delivered to you 24 hours a day, 7 days a week through online and mobile banking.

Our Bank Midwest team is excited to offer the expertise in the following categories for your business:


Our team will help you find the best way to take payments, receivables and collections.



Move funds effectively and efficiently with our disbursement solutions.


Online & Mobile Banking

Get a complete view of your business financials using your computer or smart phone.


Fraud Prevention

Protect your business’ assets using our solutions, and resolve any conflicts quickly and efficiently.


Commercial Cards

Simplify your account payable processing with the most effective mode of payment.


Investments & Liquidity

Maintain cash accounts and let us help you put your liquidity to work in interest bearing accounts.


To learn more, please contact one of Treasury Management specialists:

Valerie Kramer, CTP
Executive Vice President, Chief Digital Officer
Valerie Kramer, CTP Profile Image

Valerie Kramer is the Managing Director of Treasury Management and Client Services & Solutions;  responsible for our user experience, strategic development, client acquisition, implementation and support for Treasury Management Services & Products, as well as the retention of Deposit verticals for our Commercial, Business, and Specialty divisions.

Prior to joining NBH Bank,  Mrs. Kramer held various roles within regional and national banks throughout the Midwest  where she was responsible for the development, implementation, and support for treasury management sales.

As a Certified Treasury Professional (CTP) with over 19 years of treasury and banking experience, Valerie has worked with a broad range of middle-market companies bringing expertise in both payment and digital solutions.

Valerie earned her Bachelor’s degree in Finance and Marketing from the University of Nebraska. In addition to her CTP designation, she also holds her Series 7 license. Ms. Kramer is a 2021 Centurion with the Greater Kansas City Chamber of Commerce.