Professional Services Banking Solutions

Our Business Banking Team is dedicated to helping professionals meet their unique and complex financial and operational challenges. We provide accounting, architecture, engineering, insurance, legal and other professional practices with customized solutions, along with a highly personalized banking experience. Because no two businesses are alike, we offer a range of competitive solutions to meet your firm’s unique needs.

Deposit and Treasury Management Services

We offer a robust set of deposit solutions to help you manage your cash flow and simplify the collection of funds. These treasury management services include:

• ACH and wire
• Remote check deposit
• Merchant services
• Fraud protection solutions
• Online banking
• Checking and money market accounts
• Lockbox services

Lending Solutions

Many properties require some type of financing at one time or another, and our bankers provide personalized service to help you complete your project with competitive rates and flexible payment terms.

We offer term loans, owner-occupied real estate loans, and other tailor-made solutions to help you finance an expansion, provide working capital and more, including:

• Practice Acquisition¹
• Partner Buy-In¹
• Refinances
• Equipment Purchases

With our Professional Services Financing, you can:

• Restructure existing liabilities: Lower an existing payment or reduce interest expense; Terms up to 7 years available
• Purchase into an existing practice: Up to 100% financing of the practice buy-in amount PLUS up to 10% additional working capital; Terms up to 10 years available
• Start your own practice: Up to 80% financing of all start-up costs; Requires Small Business Administration guarantee
• Expand your practice or remodel existing space: Interest only for the first 6 months to provide time for the completion of improvements; Up to 100% of loan amount may include improvements; Terms up to 7 years available
• Invest in new equipment and technology: Competitive fixed rate terms up to 10 years; 100% financing on new and pre-owned equipment plus 20% for soft costs incurred for installation and shipping
• Finance commercial real estate: Up to 85% loan-to-value; Fixed terms up to 10 years and amortizations up to 25 years; Fees may be financed
• Normalize cash flow: Secured lines up to $500,000; Unsecured lines up to $50,000

All financing is subject to credit approval. Longer terms may be available; ask your banker for additional details. Loan limits may vary based on industry. Existing debt currently serviced by NBH Bank may not be eligible for consolidation or refinance.

¹Only Accounting, Insurance and Legal firms qualify.