Applying for a home loan is one of the most important financial investments you’ll ever make. So, make sure you give yourself the best opportunity to get the perfect solution for your needs. There are some things you’ll need to try to avoid while going through the mortgage process. If you need to do any of the following, please talk with your Mortgage Banker:

  • Change jobs
  • Finance a vehicle
  • Increase credit card balances, apply for a new credit card, or let payments fall behind
  • Spend the money you’ve saved for your down payment on something else
  • Finance furniture or appliances before you buy your house
  • Make any large deposits into your bank account which cannot be documented
  • Change bank accounts
  • Co-sign for anyone or anything


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