Amy Prater, Sr. Mortgage Banker

Amy Prater

Sr. Mortgage Banker

NMLS #408913

Amy has been a mortgage banker since 2000. Whether you’re a first-time home buyer or buying your tenth house, she knows how to meet each client’s loan needs. Amy believes in tailoring each loan individually, and she takes the time to go over all of your options with you and help you decide on the right fit for you.

Additionally, Amy taught a First-Time Home Buyer class for FHA for five years, so her extensive knowledge of underwriting guidelines helps her easily navigate a loan from start to finish. The team that supports her in the processing and underwriting department is one of the top reasons that Amy has been with Bank Midwest for over 10 years. Everyone’s goal is to close your loan, and to close your loan on time. Amy has complete trust that she’s working with a staff that helps her achieve that ever-important closing date! If you’re looking for a mortgage banker that you can trust to get the loan closed on time, Amy is the banker for you.


We are so glad we decided to work with Amy for our home loan. We were looking forward to purchasing our first home but had no idea where to start. Amy gave us good information and answered all of our questions. We [were] pre-approved that very same day we met her and were able to start our house hunt the following week. It was such a pleasure to work with Amy. She is professional, trustworthy, and she was there for us every step of the way to answer our questions and make sure we felt comfortable throughout the entire process. We highly recommend Amy to everyone we talk to looking to buy a home.

My husband and I were starting to throw around the idea of buying a house, but knew absolutely nothing about the process. We were referred to Amy from a friend of ours that had worked with her [when] they bought their first house. It was so helpful to meet and talk to her! We got very helpful information and she was a great place to start from. We ended up buying a beautiful house that we love and the experience working with Amy was great from beginning to end.

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