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A quick guide on what goes into credit scores

What’s the Score? A brief guide to credit scores

Mar 17th, 2025

by: Doug McGregor

Your credit score is a part of the package of information lenders use to decide whether or not they will lend you money or extend credit. Other factors include things like your employment history and income and their own internal scoring systems. There are two primary credit scoring models you need to know about: FICO® ...

3 min read
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Protect Yourself from Tax Refund Fraud

Mar 13th, 2025

by: Regan Godderz

It’s tax season and scammers know many people look forward to a refund check. Fraud rises this time of year, and it’s important to stay vigilant against tax refund check fraud. Here are common scams to look out for:   Fake refund checks Scammers will send you a fake refund check and then contact you ...

3 min read
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A Teen’s Guide to Financial Wellness

Mar 6th, 2025

by: Regan Godderz

Imagine yourself 10 years from now. What car do you drive? What do you do for work? Where do you live? The truth is most of your life goals will require money. Whether it’s through a car loan, an advanced education, or a mortgage, money allows us the freedom to acquire the future we imagine ...

9 min read
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Use Direct Deposit to Receive Your Refund Tax Refund Quickly and Securely

Feb 18th, 2025

by: Regan Godderz

Believe it or not, it’s that time again. Tax season is upon us. As you prepare your information, be sure to request your tax refund through the fastest option possible: direct deposit. Eight out of ten taxpayers already use this secure and reliable method, according to the IRS.   Why use direct deposit to receive ...

4 min read
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Busted: Top 4 Mortgage Myths

Busted: Top 4 Mortgage Myths

Feb 10th, 2025

by: Regan Godderz

Banking TipsHome LoansMortgage Tips

Myth #1: You need a 20% down payment to buy a house. This is one of the most enduring myths about home ownership. After WWII, using a mortgage to buy a home became much more popular than in years past, and yes, a 20% down payment was typical. Today, we have a wide array of ...

3 min read
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