Banking in St. Joseph, Missouri

Bank Midwest

Get Directions

816.233.1375

Services
  • Coin Counter
  • Night Drop
  • Safe Deposit Boxes

ATM

  • 24-Hour
  • Drive Up
  • Deposit Taking

Lobby Hours

Monday - Friday: 9:00 AM - 5:00 PM
Saturday: 9:00 AM - 12:00 PM

Drive-Thru Hours

Monday - Friday: 9:00 AM - 5:00 PM
Saturday: 9:00 AM - 12:00 PM

Located at 801 North 36th Street, St. Joseph, MO 64506, our branch offers a variety of banking services. For directions or inquiries, contact us at 816.233.1375.

Our lobby and drive-thru are open Monday to Friday from 9 am to 5 pm, and Saturday from 9 am to 12 pm. Services include coin counting, drive-thru banking, night deposits, safe deposit boxes, and Saturday hours. Our 24-hour ATM offers deposit taking and drive-up options.

Bank Midwest

Banking Services

Bank Midwest in St. Joseph, MO, offers a wide range of banking services designed to cater to the diverse financial needs of our clients. From personal banking solutions like checking and savings accounts, mortgage lending, and credit cards to commercial banking services like treasury management and small business banking, we provide tailored financial products backed by exceptional customer service. Our experienced team of professionals aims to build strong relationships with our clients, ensuring your financial goals are met and exceeded.

Offered Financial Products

We offer a vast selection of financial products and services to make sure you receive the perfect banking experience for your specific needs. You can choose from many personal checking and savings services along with the ability to open a credit card and explore investment opportunities with your money. Businesses can also better optimize their financial situation by utilizing our commercial banking services, which include treasury management services, commercial savings accounts, and more.

Personal Banking

Bank Midwest offers several different personal banking services in St. Joseph, MO, to help you make better sense of your money. Whether you’re a teenager opening your first bank account, a young person needing to get more frugal, or a family looking to build for the future, we’ve got your back.

Personal Checking Accounts

Opening a personal checking account with Bank Midwest in St. Joseph is a simple but significant step toward managing your finances effectively. Keeping your money with us not only allows for secure money storage but also provides a means to track expenses, make deposits, and complete everyday transactions with ease. You also gain access to many convenient features such as online banking, bill pay, and mobile banking services.

Personal Savings Accounts

If you’re looking for a way to achieve financial stability and reach your long-term goals, consider opening a personal savings account with Bank Midwest in St. Joseph. By selecting the right savings account option, you can earn interest on the money you deposit and watch your wealth grow over time. A savings account encourages disciplined saving habits, provides an emergency fund for unexpected expenses, and serves as a foundation for future investments or major purchases like a car, home, boat, and more.

Personal Credit Cards

Personal credit cards offer a convenient and flexible way to manage your finances and make purchases. With many options, you can choose the right card for your spending habits and financial ambitions, which can often feature rewards programs, competitive interest rates, and other benefits. It’s important that you use your credit card responsibly, however, as doing so will not only make transactions easy but also help build credit history, which is essential for securing loans and mortgages down the road.

Commercial Banking

Keeping your business running smoothly and in proper financial shape is difficult, especially if you’re trying to manage it all on your own. That’s why Bank Midwest offers options for commercial banking in St. Joseph. Opening a commercial bank account with us can help you keep better track of your money while also opening the door to many additional offerings including treasury management services and more, whether you’re a one-person operation or part of a growing team.

Commercial Checking Accounts

Commercial checking accounts are designed to meet the broad, unique financial requirements of businesses. These accounts offer features such as higher transaction limits, online banking, and payroll services, which can help you manage your daily operations efficiently. Opening a commercial checking account with Bank Midwest can help you streamline your finances and maintain effective cash flow, giving you time to focus on your core business activities.

Commercial Savings Accounts

Looking for a secure and convenient way to save and grow your company’s capital? Bank Midwest offers commercial savings accounts in St. Joseph with competitive interest rates to help you earn returns on your surplus funds. By utilizing a commercial savings account, you can build a financial cushion for all future investments and plans you have on the horizon, including expansion opportunities or unforeseen expenses.

Commercial Credit Cards

Taking out a commercial credit card with Bank Midwest can be a valuable tool for managing your company’s expenses and will help simplify any and all financial transactions. These cards often come with customizable spending limits, detailed expense tracking, and rewards programs tailored to the needs of your employees. By utilizing commercial credit cards, companies in St. Joseph can better optimize their cash flow, streamline expense management, and take advantage of valuable perks that support their growth and operations.

Find the St. Joseph Banking Services You Need

We provide a wide range of banking services to cater to the unique financial needs of individuals and businesses. Our comprehensive selection of products includes personal and commercial bank accounts, mortgage lending, treasury management, and more, all of which are supported by our steadfast commitment to exceptional customer service. By choosing Bank Midwest, you’ll be treated to financial solutions tailored to your direct needs, expert guidance, and a personalized banking experience you can depend on for years.

Treasury Management

The treasury management services offered by Bank Midwest play a crucial role in helping St. Joseph businesses efficiently manage their financial resources and mitigate risks. These services encompass cash management, liquidity planning, investment strategies, and risk management solutions, all tailored to your organization's needs. By utilizing treasury management services, companies can enhance their financial processes, maintain regulatory compliance, and make well-informed decisions that help lead to long-term stability and growth.

Mortgage Lending

Bank Midwest offers comprehensive mortgage lending solutions with the goal of helping you better manage the way you pay for your home. Our team of experienced mortgage professionals provides personalized guidance and support throughout the homebuying process, ensuring you find the right mortgage solution for your specific situation. By offering competitive rates, flexible terms, and exceptional customer service, we’ve become a trusted partner for individuals and families in St. Joseph looking to make owning their dream home a reality.

Student Banking

hiking

Your college years are an exciting time, whether you’re a freshman getting your first taste of freedom or a graduate student focusing on your degree. As you balance this financial independence and the rising costs of education, effectively managing your money is a critical part of ensuring you have a successful college experience. Bank Midwest can help you develop responsible money management habits, such as smart budgeting, saving tips, and monitoring of account activity. Our student banking services in St. Joseph can help you cultivate responsible money management skills and establish a strong foundation for your future financial well-being.

Money Market Accounts

man at the lake

Our options for money market accounts in St. Joseph offer a versatile and secure option to grow your savings while maintaining easy access to your cash. These accounts typically provide higher interest rates compared to traditional savings accounts, allowing you to earn more on their deposits over time. Additionally, money market accounts grant limited check-writing and debit card capabilities, ensuring you can conveniently access your funds when needed.

Find Your Nearest BANK MIDWEST Location Today

Bank Midwest is committed to providing banking solutions in St. Joseph that are accessible to the entire community. As such, we have many locations spread across the metropolitan area to guarantee the answer to your financial needs is always within reach. Find the nearest Bank Midwest facility to you to get started today!

Small Business Banking

Small businesses are the foundation of our economy. Whether you work alone or manage a small team, Bank Midwest has a long line of small business banking services in St. Joseph that can help you set your company up to flourish. These include business checking and savings accounts, lending options, and treasury management, all supported by our friendly team of dedicated experts. We provide personalized guidance to ensure you receive the financial tools and resources necessary to navigate the financial journey of growing your business.

Small Business Checking Accounts

Bank Midwest understands the challenges faced by small businesses. To help you efficiently manage your finances and streamline your day-to-day operations, we offer small business checking accounts in St. Joseph that provide essential banking services tailored to your needs. With features available like online banking, bill pay, and mobile check deposit, you’ll have all the resources necessary to maintain your financial health and future potential.

Small Business Credit Cards

It can be hard to keep track of your company’s expenses, especially when you’re just getting started. Opening up a small business credit card with Bank Midwest in St. Joseph can help you stay on top of your spending while receiving valuable perks. We offer competitive interest rates and comprehensive rewards programs with the goal of making your life as a small business owner a little more comfortable. More than anything, owning a company card will help you separate your personal and professional expenses now and into the future.

Small Business Savings

We offer options for small business savings in St. Joseph to provide you with a secure and convenient way to set aside funds for future growth opportunities and unexpected expenses. Our opportunities include competitive interest rates, allowing you to earn returns on your deposits and stabilize your finances. This essential financial tool will help you maintain a strong financial foundation for investing in future ventures and navigate the challenges of keeping your business running smoothly.

Military Banking in St. Joseph, MO

Bank Midwest is proud to provide military banking services in St. Joseph. We understand the challenges faced by service members and their families, such as frequent relocations and deployments, along with many other unexpected expenses. To help give back to those who serve our country, we offer flexible options and dedicated customer support systems to help you effectively manage your finances and ensure financial stability and security throughout your duty.

FAQs

Go to all Locations