Use Direct Deposit to Receive Your Refund Tax Refund Quickly and Securely Feb 18th, 2025 by: Regan Godderz Personal Finance Tips Believe it or not, it’s that time again. Tax season is upon us. As you prepare your information, be sure to request your tax refund through the fastest option possible: direct deposit. Eight out of ten taxpayers already use this secure and reliable method, according to the IRS. Why use direct deposit to receive ... 4 min read Read More
Busted: Top 4 Mortgage Myths Feb 10th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips Myth #1: You need a 20% down payment to buy a house. This is one of the most enduring myths about home ownership. After WWII, using a mortgage to buy a home became much more popular than in years past, and yes, a 20% down payment was typical. Today, we have a wide array of ... 3 min read Read More
What Can You Use a HELOC For? Feb 7th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips A home equity line of credit (HELOC) is a flexible borrowing option that allows you to tap into your home’s equity as needed. HELOCs are commonly used to pay for large expenses, consolidate debt, or cover unexpected costs. Unlike a traditional loan that provides a lump sum, a HELOC is a reusable line of credit. ... 3 min read Read More
Take Control of Your Financial Future: Expert Tips Jan 15th, 2025 by: Regan Godderz Personal Finance Tips It’s always the right time to take control of your financial future. Whether you’re aiming to build savings, pay off debt, or plan for major purchases, these actionable tips will help you get started on a strong financial footing. Review Your Budget The foundation of financial success begins with understanding your current financial situation. ... 6 min read Read More
12 Fraud Prevention Tips to Keep You Safe this Season Nov 27th, 2024 by: Kitty Tankard Personal Finance Tips The holiday season is a time for joy, celebration, and giving. Unfortunately, it’s also a time when fraudsters ramp up their efforts to take advantage of the shopping rush and the distractions of the season. At Bank Midwest, we want to help you protect yourself and your finances during this time. Here are 12 practical ... 7 min read Read More